Advertisement

More on home loan problems

August 24, 2011

I was reading the letter to the editor that was written by a man who had so much trouble getting a loan (“It’s gotten tough to get a home loan,” Aug. 11). Well, I am having trouble keeping one.

A well-known bank is trying to steal my house from me. I’ve been on a repayment program since January after a short sale was denied by the bank. I have paid back every cent — and then some — and on Aug. 1 they put my house in foreclosure. It turns out that they applied two of my payments to someone else’s loan, a third payment sits in an account called “unapplied funds,” and they returned a check to me because after deducting “miscellaneous fees” it was no longer considered a full payment.

The bank is fully aware of the issues. When they demanded proof of payments, they “lost” the fax containing the proof. They don’t make the people who had my payments incorrectly credited to their loan prove that they made the payments.

Advertisement

I have reported this to the Federal Reserve and received a prompt, positive response. I don’t know what else to do.

Phyllis Shanklin

La Cañada Flintridge

Help take care of our trails

The LCF Trails Council is delighted to be participating in the upcoming city-wide 91011 event. It is such a fun concept to have the town residents come together to connect, celebrate and remember.

Trails Council will be sponsoring a trail-work morning on Saturday, Sept. 10, from 8 a.m. to 10 a.m. as part of the give-back volunteer opportunities. Please meet at the Descanso Trail, which is located just beyond the Descanso Gardens parking lot. Bring a gardening tool and gloves. Children must be accompanied by an adult. There will be something for everyone. For more information about the work morning and the many weekend events, go to celebrate91011.com.

This is a great time to go for a hike or ride on any of the many trails that we are fortunate to have in town. The Los Angeles County trails crew has been clearing and repairing the LCF trails in an effort to keep the trails safe and accessible.

Please remember to “Share the Trails,” be courteous, pick up after your dog, and don't litter. We can all be a part of giving back to the community everyday by using and taking care of the trails.

Happy Trails!

Randy Strapazon

La Cañada Flintridge

Focusing on the schools election

La Canada Valley Sun Articles La Canada Valley Sun Articles
|
|
|